Consumer Notice: Insurance Package Deals is an independent comparison and guidance platform connecting you with licensed insurance carriers and advisors. We do not underwrite risk or issue policies directly. Our matching service is 100% free with zero purchase obligation.

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Terms & Conditions

Last Updated: March 2026

Welcome to Insurance Package Deals. These Terms of Service ("Terms") govern your access to and use of our comparison website and advisory services.

By accessing or using our platform, you acknowledge and agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.

1. Acceptance of Terms

By using our website, you confirm that you are at least 18 years of age and possess the legal capacity to enter into this agreement. If accessing on behalf of a company, you confirm authority to bind that entity.

2. Description of Advisory & Comparison Services

Insurance Package Deals operates as an independent insurance comparison and referral platform. We provide:

  • Objective educational resources on policy categories and carriers
  • Interactive matching tools and comparison features
  • Connections to licensed insurance advisors and brokerage specialists
  • Referrals to participating insurance carriers for formal quotes and policy enrollment

Important Note: We are not an insurance underwriting carrier. We do not underwrite risk, issue policies, or bind coverage directly. We act as an intermediary connecting consumers with licensed insurance providers.

3. No Guarantee of Underwriting Approval or Quoted Pricing

While we strive to ensure accurate estimates, we do not guarantee that any applicant will qualify for a specific policy rate or coverage tier. Final eligibility, pricing, and coverage terms are established exclusively by participating carriers according to their independent underwriting guidelines.

4. User Conduct & Information Accuracy

When utilizing our platform, you agree to:

  • Provide truthful, accurate, and current information
  • Promptly update information if circumstances change
  • Use our services only for lawful, personal, or authorized commercial comparison purposes
  • Refrain from attempting to disrupt, scrape, or reverse engineer any site functionality
  • Refrain from transmitting unauthorized automated bots, scrapers, or harmful scripts

5. Intellectual Property Rights

All design assets, visual styling, text, branding, and proprietary software elements on this website remain the property of Insurance Package Deals or its licensors. Unauthorized copying or redistribution is strictly prohibited.

6. Third-Party Links & Carrier Sites

Our website may include links to third-party insurance carrier platforms. We do not control or endorse the content or practices of external websites. Your interactions with third-party carriers are governed by their respective terms.

7. Disclaimers and Limitations of Liability

7.1 As-Is Service Provision

THE WEBSITE AND COMPARISON SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

7.2 Liability Limitations

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Insurance Package Deals AND ITS OFFICERS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OUR SERVICES. TOTAL LIABILITY IS LIMITED TO ONE HUNDRED DOLLARS ($100).

8. Indemnification

You agree to indemnify and hold harmless Insurance Package Deals and its affiliates against any claims, losses, or expenses resulting from your violation of these Terms or unauthorized use of the platform.

9. Communications & TCPA Consent

By providing your contact information, you expressly consent to receive communications from Insurance Package Deals and our licensed partner network via telephone (including automated dialing systems and prerecorded messages), text message, and email. You understand consent is never a condition of purchase and you may revoke consent at any time.

10. Access Termination

We reserve the right to restrict or terminate access to our services at any time in cases of suspected fraudulent activity or violation of these Terms.

11. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Texas. Any formal disputes shall be resolved in state or federal courts situated in Texas.

12. Severability

If any provision of these Terms is deemed unenforceable, the remaining provisions will continue in full force and effect.

13. Entire Agreement

These Terms, along with our Privacy Policy and Advertising Disclosure, constitute the complete agreement between you and Insurance Package Deals regarding site usage.

14. Updates to Terms

We may revise these Terms from time to time. Revisions become effective immediately upon posting to this page.

15. Contact Legal Office

For questions or formal inquiries regarding these Terms, please reach out to us:

Insurance Package Deals
Email: info@insurancepackagedeals.org
Phone: +1 877 470 8976
Address: 2815 NW 17th Ave, Miami Florida, United States

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