Privacy Policy

Insurance Package Deals ("we," "our," or "us") is dedicated to respecting and safeguarding your personal privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you access our insurance comparison and advisory services. We are an authorized independent insurance broker and quote comparison platform connecting consumers with licensed insurance carriers and professionals.

1. Information We Collect

We collect information that you provide voluntarily when using our comparison services, including:

• Contact and identity details (full name, address, phone number, email address)
• Insurance evaluation criteria (vehicle specs, property characteristics, desired deductible limits, driving background)
• Customer service and advisory communication records
• Standard technical data (IP address, device type, browser settings)

2. How We Use Your Information

We use the collected information to:

• Deliver customized insurance comparisons from participating licensed carriers
• Connect you directly with verified, licensed insurance advisors
• Respond to inquiries and fulfill policy quote requests
• Optimize our comparison technology and website experience
• Comply with state and federal legal requirements and protect against fraud
• Communicate vital updates regarding your quote requests

3. Information Sharing and Disclosure

We may share your inquiry details with:

• Licensed insurance carriers and appointed agents to deliver accurate quotes
• Operational service vendors assisting our secure comparison technology
• Regulatory and law enforcement bodies when mandated by applicable statutes
• Professional advisory legal and compliance auditors

We do not sell your personal data to unauthorized third parties for unrelated promotional marketing.

4. Data Security & Encryption

We apply robust administrative, technical, and physical security measures to safeguard your personal information against unauthorized access, loss, or misuse. We utilize industry-standard encryption protocols during transmission and storage. While no digital platform is invulnerable, we consistently monitor and update our security protocols.

5. Partner Carrier Information Handling

When you request a quote, your details may be shared with licensed insurance carriers and agents capable of fulfilling your requested coverage. These independent partners maintain their own distinct privacy policies, which we encourage you to review.

6. Your Privacy Rights & Choices

Depending on your state of residence, you may have specific privacy rights, including:

• Reviewing and requesting access to your personal information
• Requesting corrections to inaccurate or incomplete details
• Requesting deletion of your records (subject to regulatory recordkeeping laws)
• Opting out of specific communications or data processing
• Requesting data portability

To exercise any privacy rights, contact our advisory team at +1 877 470 8976.

7. Cookies and Analytics

We use cookies and standard web analytics tools to ensure site functionality and understand user navigation patterns. You can manage cookie preferences in your browser settings at any time.

8. Children's Privacy Notice

Our platform and services are intended exclusively for adults aged 18 and older. We do not knowingly collect personal data from minors.

9. Record Retention

We retain records for up to 7 years in accordance with state insurance statutory requirements, or as necessary to fulfill the purposes described herein, after which records are securely purged or anonymized.

10. External Links

Our website may include links to third-party carrier websites. We are not responsible for the privacy practices of external platforms and advise reviewing their terms upon visiting.

11. Policy Revisions

We may periodically update this policy to reflect operational or regulatory changes. Any updates will be posted here alongside a refreshed "Last Updated" timestamp.

12. California Consumer Privacy Rights (CCPA/CPRA)

California residents maintain specific rights under the CCPA/CPRA to request disclosure of personal data categories collected, request deletion, and opt out of certain disclosures. You can submit requests by phone or email.

13. Partner Commission Disclosure

Insurance Package Deals operates on an independent referral and commission structure. When you connect with licensed carriers through our network (including established brands such as Progressive, Allstate, Travelers, Nationwide, GEICO, State Farm, and others), we may receive compensation. This does not impact the rates you are offered.

14. Regulatory Compliance

As an authorized insurance broker, we operate in full compliance with state Departments of Insurance and federal privacy mandates. All insurance policies are underwritten exclusively by licensed carriers.

15. Contact Privacy Office

If you have any questions regarding our privacy practices, please contact us:

Insurance Package Deals
Email: info@insurancepackagedeals.org
Phone: +1 877 470 8976
Address: 2815 NW 17th Ave, Miami Florida, United States